Villa Lorena, Liloan, Cebu

	Liloan Cebu introduces a new low cost housing, Villa Lorena Affordable housing in Liloan Cebu LOCATION: Sitio Bas, Brgy Liloan, Cebu
	Victoria Model Floor Area: 32.6 square meters. House Price: P241,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing     Major road entrance: Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)   A) ARCHITECTURAL 9 panels 12-Blade Glass Jalousie Windows 2 Panels 8-Blade Glass Jalousie Windows 1 Panel 5-Blade Glass Jalousie Window 3 Flush Doors with Door Jambs Interior Floor and Walls - Plaster Finish Exterior Walls - Plaster Finish Ceiling - Ordinary Plywood Roof Framing - C-purlins with Red Lead Primer Roofing and Long Span Pre-painted Roofing Sheets Firewall Sharing B. ELECTRICAL 5 incandescent bulbs at 25 watts 3 units light switches (1 single gang, 2 double gang) 3 units Double Convenience Outler Electrical Supply Provision C. PLUMBING Toilet Bowl with Water Closet Kitchen Sink with Basket Strainer 4"X4" Plastic Floor Drain Ceramic Tiles on Kitchen Counter Ceramic Tiles on Toilet & Bath Individual Septic Tank Water Supply Piping Provision   Subdivision Map of Villa Lorena in Liloan, Cebu (Click the map to enlarge) Please contact us for any update of availability of the lots.   ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF: (Philippine Peso) LB   Loan Amount 611,600.00     Model: Victoria 3 Appraisaed Value 676,000.00     Area: 80 sqm. Actual Applied 611,000.00 Estimated Loanable             Lot Price: 336,000.00         House Price 241,000.00 577,000.00       Add:       Transfer Cost 34,600.00 611,600.00       Guaranty Fee 9,165.00       Reservation 5,000.00       Processing 5,000.00           19,165.00         Total 630,765.00                 Less:         Reservation 5,000.00       Processing 5,000.00       Payment made:       HDMF take out 555,532.15 608,302.15       Retention 7% 42,770.00         Total Equity 22,462.85 remaining equity 6 mos to pay             Schedule of Payments Example:       Reservation 11/12/2007 5,000.00       Processing 12/12/2007 5,000.00       Equity 01/12/2008 5,615.61 monthly for 4 momths                 Family Net Income 15,700.00       Monthly Amortization depending on terms of payment:   8,752.33 10 years         7,261.79 15 years         6,607.90 20 years         6,276.75 25 years         6,096.86 30 years         Notes: This only an estimated computation of monthly loan amortization and equity The buyer is responsible for gathering all papers with HDMF The buyer should pay the equity according to the sample schedule above Occupancy of the residential unit shall not be allowed before take out from HDMF REQUIREMENTS FOR PAG-IBIG LOAN: Original copy of MSVS from HDMF Summary of HDMF contributions Duly notarized certificate of employment and compensation Latest Income Tax Return 1" X 1" Picture Community Tax Certificate Duly Notarized HDMF Housing Loan Application Form Loan Counselling Questionaire Certificate of Non-willingness to deduct from salary Bank checking account if you prefer non-payroll deduction onf monthly amortization Payslips. Latest one month pay slip prior to submission of documents to HDMF Proof of billing Photocopy of ID with picture (All papers must be 2 copies each) Your papers and processing fee shall be due 30 days from date of reservation
	Units are sold quickly on a first come first serve basis. Please contact us for more information or reservation of a unit.