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Villa Celina, Minglanilla, Cebu

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Minglanilla Real Estate Features Villa Celina Subdivision
   
 
Minglanilla Real Estate features Villa Celina Subdivision
Affordable housing in Minglanilla Cebu

LOCATION: Tungkil, Minglanilla Cebu

 

 

 

 

Victoria Model

Floor Area: 32.6 square meters. House Price: P240,000 Plus lot price (depends on the size of the lot). Available at easy payment terms through Pag-ibig Financing

 

 

Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)

 

Subdivision Map of Villa Celina in Tungkil, Minglanilla.

(Click the map to enlarge)

Please contact us for any update of availability of the lots.

 

ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF: (Philippine Peso)

LB   Loan Amount 922,000.00    
Model: Victoria 3 Appraisaed Value 922,140.00    
Area: 153 sqm. Actual Applied 922.000.00 Estimated Loanable
           
Lot Price:
734,400.00
       
House Price
240,000.00
974,400.00
     
Add:
     
Transfer Cost
58,500.00
1,032,900.00
     
Guaranty Fee
13,830.00
     
Reservation
5,000.00
     
Processing
5,000.00
     
   
23,830.00
     
  Total
1,056,730.00
     
   
     
Less:  
     
Reservation
5,000.00
     
Processing
5,000.00
     
Payment made:
     
HDMF take out
839,240.74
     
Retention 7%
64,540.00
913,780.74
     
  Total Equity
142,949.26
remaining equity 6 mos to pay
           
Schedule of Payments Example:      
Reservation
11/12/2007
5,000.00
     
Processing
12/12/2007
5,000.00
     
Equity
01/12/2008
23,824.88
     
Equity
02/12/2008
23,824.88
     
Equity
03/12/2008
23,824.88
     
           
Contributions Need
450.00
     
Family Net Income
24,000.00
     
HDMF Amortization
9,490.66
25 years
     
PDC 18 months to pay
0
       
Net Income >>
14,509.34
       
% Evaluation (must be at least 60%)
60.46
       
           
Monthly Amortization depending on terms of payment:  
10,977.08
15 years
       
9,990.36
20 years
       
9,490.66
25 years
       
9,219.19
30 years
       

Notes:

  • This only an estimated computation of monthly loan amortization and equity
  • The buyer is responsible for gathering all papers with HDMF
  • The buyer should pay the equity according to the sample schedule above
  • Occupancy of the residential unit shall not be allowed before take out from HDMF

 

IN-HOUSE FINANCING:

Model >>
Victoria      
Area:
153 sqm
     
Lot No.
LB
     
House Price
240,000.00
   
Lot Price
734,400.00
974,400.00
   
Transfer Cost
50,000.00
   
Reservation
5,000.00
55,000.00
   
 
   
Package Price
1,029,400.00
   
Down Payment
100,000.00
   
Reservation >>
5,000.00
less  
 
95,000.00
3 months to pay after reservation
   
31,666.67
3 months
   
23,750.00
4 months
Balance >>>  
929,400.00
 
Balance will be charged 12% per annum    
Monthly Start After Down Payment    
TERM
PRINCIPAL
INTEREST
TOTAL
MONTHLY
5
929,400.00
557,040.00
1,487,040.00
24,784.00
4
929,400.00
446,112.00
1,375,512.00
28,656.50
3
929,400.00
334,684.00
1,263,984.00
35,110.67
2
929,400.00
223,056.00
1,152,456.00
48,019.00
1
929,400.00
111,523.00
1,040,923.00
86,744.00
         
Schedule of Payments:      
Reservation Fee
5,000.00
     
Down Payment
31,666.67
     
 
31,666.67
     
 
31,666.67
     
Start Monthly
24,784.00
for 5 years
   

Requirements for in-house financing:

  • PDC for monthly payments
  • Latest Residence Cetificate

 

 
  Units are sold quickly on a first come first serve basis. Please contact us for more information or reservation of a unit.  
   
     

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